Financing Your Project

At Valverax, we believe your home improvement project should be exciting, not financially overwhelming. That’s why we offer flexible financing options to help you start now and pay over time.

Financing is available for homeowners in North Carolina and South Carolina, subject to credit approval.

Available Financing Options

12-Month Deferred Interest Promotion

  • No payments required for 12 months
  • Promotional deferred interest period
  • Converts to fixed monthly payments after promotional term

This option allows you to complete your project now and plan payments later.

Important: Interest accrues from the date of purchase. If the promotional balance is not paid in full by the end of the 12-month promotional period, interest will be added to your account from the original purchase date. Minimum monthly payments may be required after the promotional period ends.

60-Month Fixed APR Plans

  • Fixed APR options available
  • Equal monthly payments
  • No prepayment penalty

A great option for predictable, structured monthly payments over five years.

Example available plans include fixed APR options at 8.99 percent and 11.99 percent for 60 months.

Extended Term Financing

  • 120-month fixed APR option
  • 144-month fixed APR option
  • Designed for larger projects

Extended terms may lower your monthly payment while allowing you to complete a larger investment in your home.

Example available plans include fixed APR of 11.99 percent for 120 months and 144 months.

General Financing Disclosures

  • All financing is subject to credit approval.
  • Rates, terms, and promotional offers are subject to change without notice.
  • Not all applicants will qualify for all programs.
  • APR, term length, and promotional eligibility are determined by the lender based on creditworthiness and other factors.
  • Valverax is not a lender. Financing is provided through third-party lending partners.
  • Additional terms and conditions may apply. See financing agreement for full details.

For complete details regarding interest, fees, and repayment terms, please review the lender’s official loan agreement before signing.